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We aim to protectwhat is most important to you - Planning your retirementand maintaining your lifestyle
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Welcome to Sefton Financial
At Sefton Financial, we believe that it is important to provide security for you, your family and your assets today and to protect your position in the future.
About Sefton Financial
Sefton Financial is a third generation financial planning business, servicing our clients for over 90 years.
We specialise in all aspects of Superannuation and Life Risk Insurance, enabling us to offer our clients the best available advice in both accumulation and pension phases of their life, life insurance management as well as advice on their estate planning needs.
It is our aim to have long term relationships with our clients, ensuring that we will still be here to provide you with advice long after you have retired. At Sefton Financial our focus is on the highest quality investment and insurance advice, built on three generations of experience in quality assured financial analysis, investment advice and client service.
We seek to understand our clients needs, aspirations and goals both personal and financial. Our advice is strategy focused, and not product based.
Our Beliefs
At Sefton Financial, our aim is to help you achieve financial success and peace of mind by providing you with a personalised financial strategy.
We strive to provide you with a plan that will create and protect your wealth over the long term, while dealing with your day to day financial needs and challenges.
We are committed to client service excellence and ongoing adviser education. We are qualified financial experts with the necessary experience to ensure the best financial outcome for you. Our quality financial advice puts you in control.
Our Approach
At every step of our process, we're focused on your financial journey. Discover how we can help you through quality advice and more than twenty years experience.
Understanding your Goal
At our first meeting we will discuss your current situation and life goals to understand how financial advice can benefit you.
- Full understanding of current situation
- Clear understanding of goals and objectives
- Address any issues or problems which may impede the outcome
- Understanding of attitude to investment risk
- Outline a plan to meet your desired outcome.
Protect You
We will protect your family and your assets.
- Provide financial stability in the event of death, disability or major illness to yourself, your spouse, your child or business partner
- Understanding of your Estate’s beneficiaries to ensure your family proceeds are protected
- Strategies to minimise investment risk volatility / tax minimisation.
Find a Better Way
We will work closely with you to implement your financial strategy step-by-step, so you can have as much control as you like, know where your money is going and why.
- Investment asset allocation review and appropriate diversification
- Determine appropriate ways to fund flexible insurance and savings plans
- Flexibility, affordability and tax effectiveness
- Technical and legislative support
- Maximation of Centrelink entitlements
- Fully researched Approved Product List.
Service & Review
Your strategies will be reviewed regularly and will benefit from our ongoing support and advice. We will stay in touch, ensuring your plan stays up to date as your life changes.
- Ongoing relationship through good times and bad / you’re not alone
- Demonstrate value of advice / value for money
- Clarity on why and how advice will achieve your nominated goals
- Revise the plan in the event of changes to objectives
- Continually checking to ensure you are “on track”
- Modify and amend the plan as necessary to get you “back on track”.
Our Team
Meet the team that keeps the wheels turning at Sefton Financial
Client Testimonials
Disclosure: These clients have agreed to share their story. Everyone’s situation is different, so their choices and outcomes will be different to yours. Consider your circumstances before deciding what’s right for you.
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